A silver bullet is an action that cuts through complexity, providing an immediate solution to a long-standing problem. Is microfinance that bullet to the issue of global poverty? — The complex nature of developing economies, embedded in their urban-rural dynamics, diverse cultures, dialects, people, behaviors, and actions, makes it a test case for innovative economics and policy measures. In a poverty-stricken world, credit is a gateway to global prosperity and empowerment. However, is access to credit alone enough?